Privacy Policy

Last Updated: December 17, 2024

1. Introduction

Midas Star ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our business credit building platform. Please read this policy carefully.

2. Information We Collect

We collect information that you provide directly to us, including:

Personal Information

Name, email address, and phone number
Business name and contact information
Payment and billing information
Account credentials

Business Information

Business structure and formation details
EIN/Tax ID information
Business credit profile data
Compliance status and documentation

Usage Information

Log data and analytics
Device and browser information
IP address and location data
Interaction with our services

3. How We Use Your Information

We use the collected information for the following purposes:

Provide, maintain, and improve our services
Process transactions and send related information
Send administrative information and updates
Respond to customer service requests
Generate business credit reports and recommendations
Monitor and analyze usage patterns and trends
Detect, prevent, and address fraud and security issues
Comply with legal obligations

4. Information Sharing and Disclosure

We may share your information in the following circumstances:

Service Providers

We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, and customer service.

Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Legal Requirements

We may disclose information if required by law, court order, or government request, or to protect our rights, property, or safety.

With Your Consent

We may share information with third parties when you give us explicit consent to do so.

5. Data Security

We implement appropriate technical and organizational measures to protect your information, including:

Encryption of data in transit and at rest
Regular security assessments and audits
Access controls and authentication mechanisms
Employee training on data protection
Incident response procedures

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have the following rights:

Access: Request a copy of your personal information
Correction: Request correction of inaccurate information
Deletion: Request deletion of your personal information
Portability: Request transfer of your data to another service
Opt-Out: Opt out of marketing communications
Restriction: Request restriction of processing

To exercise these rights, please contact us at [email protected]. We will respond to your request within 30 days.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. You can control cookies through your browser settings. We use:

Essential Cookies: Required for the service to function
Analytics Cookies: Help us understand usage patterns
Preference Cookies: Remember your settings

8. Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we discover that we have collected information from a child, we will promptly delete it.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using our Service, you consent to such transfers.

11. Data Retention

We retain your information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your information, we will securely delete or anonymize it.

12. Changes to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by email or through a notice on our Service. The "Last Updated" date at the top indicates when the policy was last revised.

13. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Email: [email protected]

Privacy Officer: [email protected]