Legal Disclaimer

1. No Financial, Legal, or Professional Advice

The information provided through Midas Star is for educational and informational purposes only. It does not constitute:

• Financial advice or recommendations
• Legal counsel or guidance
• Tax advice or preparation services
• Accounting or bookkeeping services
• Credit repair services as defined by federal law
• Professional consulting or advisory services

You should consult with qualified professionals regarding your specific financial, legal, tax, or business circumstances.

2. No Guarantee of Results

We do not guarantee, warrant, or promise specific outcomes from using our services, including but not limited to:

• Improvement in business credit scores
• Approval for business credit or funding
• Specific credit limits or loan amounts
• Interest rates or repayment terms
• Revenue increases or business growth
• Success in obtaining vendor accounts

Results vary based on numerous factors including your business profile, credit history, financial situation, industry, and lender requirements.

3. Educational Platform

Midas Star is an educational platform designed to help business owners understand and navigate the business credit building process. Our services include information, tools, and resources that you may use to make informed decisions about your business credit strategy.

4. Third-Party Relationships

Important information about our third-party relationships:

• We are not affiliated with credit bureaus (Dun & Bradstreet, Equifax, Experian, etc.)
• We are not lenders, creditors, or financial institutions
• We do not have relationships with all lenders or vendors
• Links to third-party sites are provided for convenience only
• We are not responsible for third-party content or services
• Third-party terms and conditions apply to their services

5. Accuracy of Information

While we strive to provide accurate and up-to-date information:

• Information may become outdated or incorrect
• Credit requirements and lender policies change frequently
• We do not guarantee the accuracy of all information
• You should verify all information independently
• We are not liable for errors or omissions

6. Business Scan Limitations

Our 150-point business scan:

• Provides general assessment based on common criteria
• May not reflect actual lender requirements
• Does not access your actual credit reports
• Is not a credit score or credit report
• Should not be relied upon as a sole decision-making tool
• Results are for educational purposes only

7. No Attorney-Client Relationship

Nothing on this platform creates an attorney-client, financial advisor-client, or any other professional relationship. Information provided should not be construed as legal advice or used as a substitute for consultation with qualified professionals.

8. Compliance Tracking

Our compliance tracking features:

• Provide general guidance based on common requirements
• May not cover all applicable laws and regulations
• Are not a substitute for legal or compliance advice
• Do not guarantee regulatory compliance
• Should be verified with legal professionals

9. Individual Results Disclaimer

Testimonials, case studies, or success stories (if any) represent individual experiences and do not guarantee similar results for all users. Your results will depend on your unique circumstances, business profile, effort, and numerous other factors beyond our control.

10. AI-Generated Content

Our AI Midas Guide feature:

• Provides automated responses based on general business credit principles
• May not be accurate or applicable to your specific situation
• Should not be relied upon for important business decisions
• Is not a substitute for professional advice
• May contain errors or outdated information

11. Credit Repair Services Act Compliance

Midas Star is NOT a credit repair service as defined by the Credit Repair Organizations Act (CROA). We do not:

• Remove negative information from credit reports
• Dispute items on your credit report
• Contact credit bureaus on your behalf
• Promise to improve your credit score

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MIDAS STAR SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF OUR SERVICES, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

13. Risk Acknowledgment

By using our services, you acknowledge and accept that:

• Building business credit involves financial risk
• Credit applications may result in hard inquiries
• You are responsible for all credit obligations
• Past performance does not indicate future results
• You should conduct your own due diligence

14. Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated disclaimer.

15. Contact Information

If you have questions about this disclaimer, please contact us: